State law does allow for an insurance discount for completion of a 4-hour online defensive driving course.

National Safety Council does offer this course at a cost of $34.95. You can register for the New Jersey Point and Insurance Reduction course by clicking on the following link:

NJ Point and Insurance Reduction Course

Please note: By selecting the link above, you will be leaving National Safety Council’s webpage.


If you wish to take National Safety Council’s online driver improvement course, please understand that your completion will not count towards an insurance discount.


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